Flex Business Banking

Powerful banking. For free.

With 1% cashback on debit card spend and up to 3.62% yield on checking accounts.**

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Flex Finance Credit Card Business Banking

Your All-in-One Finance Ecosystem for businesses.

Discover unparalleled ease in financial management. Our comprehensive finance ecosystem is grounded in trust and expertise which is why countless businesses depend on us for their financial success.

Earn Interest

Earn up to 3.62% on cash on hand

Make your idle cash work for you!  Earn up to 3.62% interest on your cash on hand so you can more easily meet your profit objectives and impress stakeholders.***

Flex Finance Credit Card Business Banking
Smarter Decision Making

Get a detailed view of all your finances

Flex empowers you with robust features like real-time sms alerts, spend reports,  and card management tools. Make smart data-driven finance decisions effortlessly.

Flex Finance Credit Card Business Banking

Meet the debit card that makes you money

Our intuitive digital tools will free up your team’s time to focus on increasing growth and meeting your most important objectives.

Flex Finance Credit Card Business Banking
1% cashback on all purchases

Enjoy an impressive 1% cashback on all your transactions. It's your money, make it work harder for you.**

Issue unlimited employee cards

Efficiently provide your employees with individual physical and virtual cards with   monthly spending restrictions.

Low Cost International Wires

Flat 1% currency fee on international wires

Financial tools for smart decision making and operational efficiency

Flex Finance Credit Card Business Banking
Earn Interest

Get a detailed view of all your finances

Flex empowers you with robust features like real-time reporting and expense management tools. Take control of your finances effortlessly and make data-driven decisions.

Flex Finance Credit Card Business Banking
Flex Finance Credit Card Business Banking
Cash Back Debit Card

Expenses that do themselves

Stay organized and in control with Flex's intuitive expense tracking. Easily categorize and manage expenses, ensuring nothing slips through the cracks.

Flex Finance Credit Card Business Banking

Enjoy the future of business finance management

As your businesses scales, our offerings scale to keep up with you.

Expenses that do themselves

Easily track receipts and memos, categorize and manage expenses, ensuring nothing slips through the cracks.

Fast, free money transfers

Enjoy free domestic ACH and wire payments.

Concierge support

Get access to a dedicated support team that’s always one phone call, livechat or email away.

As secure as a fortress

We prioritize security as the cornerstone of all our services, ensuring your financial data is safeguarded with the utmost care.

Flex Finance Credit Card Business Banking
FDIC & SIPC insurance

Thanks to our trusted partner bank, your Flex banking account funds are FDIC insured up to $2.5M. Explore our Treasury product for up to $75M in FDIC insurance through our partner ADM.

Flex Finance Credit Card Business Banking
Automated fraud monitoring

Our fraud engineering and compliance teams work in tandem to create and deploy cutting-edge technologies and protocols aimed at detecting and targeting any suspicious activities.

Flex Finance Credit Card Business Banking
Regulated Partners

Your money is always safe with us. Your deposits are consistently maintained in federally regulated checking accounts under your name.

Flex Finance Credit Card Business Banking
SOC 2 compliance

Our security protocols and processes are topnotch — and we undergo rigorous independent auditing to maintain them.

Flex Finance Credit Card Business Banking
Proactive protection

We employ a range of techniques to deter phishing attempts, including device verification to detect and prevent the use of compromised credentials.

Flex Finance Credit Card Business Banking
Robust encryption

We employ industry-standard protocols to ensure the security and confidentiality of your data, whether it's stored on our servers or transmitted over the internet.

Flex Finance Credit Card Business Banking
Uncompromising authentication

We employ Multi-Factor Authentication (MFA) to fortify the security of all your accounts with Flex.

A man in a blue shirt is smiling. Robert, owner of Costal Pier and Dock
Robert, Business Owner
Coastal Pier and Dock

"Flex has been an absolute game-changer for our business. Their ability to adapt to our specific needs and seamlessly integrate into our workflow is nothing short of remarkable.”

Say hello to the future of business finance

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Frequently Asked Questions

What is Flex?

Flex is a financial technology company powering the leading finance super-app for businesses. Flex empowers companies to consolidate their financial services and workflows in order to effectively build, manage, and protect their finances and optimize their cashflow.
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Flex’s core components are:
- Flex Banking
- Flex Credit Card
- Flex Treasury Management

What is Flex Banking?

Flex Banking enables businesses to create multiple free deposit accounts under one entity for increased agility. Flex Banking gives businesses up to 3.62% yield on idle cash.*** There are no annual, monthly, or insufficient fund fees associated with a Flex Banking account, and ACH and wire transfers are free. Flex Debit Cards offer 1% cashback on business purchases**.
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The Flex Debit Card is issued by Thread Bank, member FDIC.

Are my deposits FDIC insured?

Flex Banking accounts are FDIC insured up to $2,500,000 through our partner bank, Thread Bank, member FDIC.

In addition, Flex customers can access up to $75 Million in FDIC insurance through Flex Treasury Management.

What does it cost to use Flex?

The Flex platform is free to use upon opening a Flex Credit Card, Flex Banking or Flex Treasury Management account with us. Companies leverage the Flex platform to streamline their expense management and gain a granular view of their finances.

Does Flex charge fees for ACH or Wire Payments?

Flex Banking includes free ACH and Wire Transfers. There are no fees associated with initiating an ACH or Wire payment.

Does Flex have any physical locations?

Flex is a fully digital financial platform and does not have any physical branches or locations. This allows us to reduce overhead costs and pass on the savings to our customers.